One interesting factor with the diamond rings is that you can always buy a single diamond and then choose a setting. So, there is no compulsion to buy an already set diamond ring. While looking for the loose diamonds, you have the freedom of choosing from different types and shapes. However, your hand is important in finding out the shape that suits you. If your fingers are long and narrow an oval shaped diamond can be the ideal choice.

Now, it is time to think about the setting. You can choose the yellow gold which is most popular for the wedding rings. Also, there are platinum and white gold; but they are more expensive. However, while choosing the yellow gold, you should not go for the higher quality. In fact, the higher the quality, the softer the gold becomes. Thus 14k gold will be more resilient than 24k.

Though the white diamonds are the most popular, there are other colors like pink, yellow and many others. However, they can be expensive. Naturally, the type of setting and diamond will decide the cost of the diamond ring.

There are more than 13 points which one needs  to consider while buying a diamond but you can still have a great diamond considering only 4 C’s which are- cut, clarity, color and caret weight.

The Cut of the diamond means how well the diamond has been shaped and chiseled. It includes the polish and the finishing which makes the diamond shine. There are different kinds of diamond cuts -round, pear, oval, emerald, marquise, princess, radiant and heart-shaped .Ask for the table percentage and the depth percentage of the diamond you have selected.

As for the color, the most costly diamonds are colorless. It should be crystal clear. But nowadays people also prefer colored ones, like diamonds with pink and yellow hues.

The third C, clarity, differs from one diamond to another. There are no two diamonds which will have the same level of clarity. The clearer the diamond the higher is its price. If a diamond has more inclusions in it then its price falls .But this can only be determined by a jeweler or under microscope. To a normal person it would have no difference from the other.

Caret is a word known to all. The greater the caret count of the diamond the higher would be its value. A 2 caret diamond will cost more than two diamonds of one caret studded together.

Apart from these details, keep in mind to buy the diamond from a reputed and branded store to avoid fake diamonds. Also take a look at your budget before setting your eyes on the diamonds because your eyes might hold onto a diamond which has all the 4C’s higher and the price too.

With these things in mind buy a diamond to be cherished for generations.

Hot Diamonds Online
Hot Diamonds have their own website, but they also have a diverse distribution channel of jewellers up and down the country. Whilst brand prices do tend to be relatively fixed, it is possible for find a retailer willing to sacrifice his margin in order to pass on a saving to the consumer. Particularly when sold on the internet, there is increased scope to offer discounts based on the lower marginal operating costs sustained by the retailer. With a bit of shopping around, it’s pretty easy to find the lowest price available on the Internet.

Flawed Stones: Cheaper Rings, Same Appearance
Flawed or small stones are staggeringly cheaper than others. What’s more, they don’t necessarily look any worse appearance-wise. There’s a great deal of snobbery surrounding diamonds and their clarity and size, but for the average wedding ring there’s no need to get involved in all that. By simply opting for a smaller or less clear stone you can shave a great deal off the price of your diamond ring and look for something with an improved-quality band and stone housing.

Financing Your Ring
The perpetual question – how to pay for it all. Hot Diamonds don’t tend to break the bank, and most of their ranges are affordable. However for those living at the edge of their means, there are a number of potential financing methods available. Third party financing agreements are usually less expensive than store or retailer credit so this may be the best route to go down. Alternatively there are hire purchase agreements which can be negotiated with a number of Hot Diamond distributors to help stagger payments, although it’s wise to bear in mind that these do tend to be somewhat more costly in the long run.

Finding The Band
A ring is composed of two general components – the band and the stones. Fairly obviously, the band is the metal that wraps around the finger and houses the stones, which provide the glamour and sparkle to any ring. The band is often treated as a secondary consideration to the stones but is nevertheless very important in augmenting the appearance of the ring and in making the ring a desirable object. The most popular bands available are gold, white gold, platinum and silver, although the latter is very much ‘out of fashion’ at the moment.

The Stones
The stones really are the crowing glory of any ring. When it comes down to it, diamond rings are usually considered most desirable, although this is down to your individual tastes, despite the fact that diamonds themselves vary dramatically in size, colour and clarity. The key thing to looks for in any diamond is how clear it is to look through. Diamonds with imperfections and flaws will be much cheaper, but will nevertheless only be detectable on close scrutiny as anything less than perfect. What this means is that buying a diamond with a number of flaws may work out cheaper when it comes to pricing the ring. Of course perfect diamonds are very rare, but by making it clear that diamond quality is not your number one priority, you can achieve a substantial cost saving without giving cause for any negative aesthetic properties in your stone.

Key Factors
* diamond clarity – do you care? It could just save you a pretty penny
* band metal – what does your partner prefer?
* band style – elegant and plain or brash and stylish?